December 8, 2011/Oakland, CA
The laws in the LGBTQ community continue to change as rapidly as the market is fluctuating. Join us for a seminar to learn what individuals and families can do to protect their assets and their loved ones. This seminar will give insights into investing & saving strategies and will also discuss the legal & estate planning opportunities for mitigating taxes to protect your savings.
Facilitated by Angela Berry of Merrill Lynch and Deb L. Kinney of DLKLawGroup, PC and sponsored by Our Family Coalition.
When: Thursday, December 8, 6-8pm
Wine and Cheese Reception: 5:30 pm
Where: Merrill Lynch, 1111 Broadway, 22nd floor, Oakland
Registration: Click Here!
Following are some topics that will be covered at this event:
- Legal status of domestic partnerships: As you develop your financial strategies, you and your domestic partner should consider yourselves two single people. They will review the need for cohabitation and partnership agreements, beneficiary designations, asset titling and basic estate planning documents.
- Retirement planning: Domestic partners are ineligible for Social Security spousal survivor’s benefits and are typically considered “non-spousal beneficiaries” of 401(K) plans. They will discuss life insurance and annuities – as well as tax-advantaged distribution strategies and beneficiary selection for your IRAs and employer-sponsored accounts.
- Tax-smart investing: Tax law changes have significantly reduced the tax on long-term capital gains and dividend through 2010. They will talk about how this impacts what investment you choose to hold in your taxable and tax-deferred accounts.
- Legacy protection: There is no unlimited marital deduction for domestic partners, making liquidity strategies such as life insurance and “second to die” policies essential when it comes to federal estate taxes and other administrative expenses. They will also look at trust and philanthropic giving strategies.
** Dinner for the kids and Childcare is available with registration! **
